We are a free licensed credit broker, not a lender. Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk

Providing fast and affordable short term loans and instant payday loans to the UK

Apply online today and borrow upto £2,000*
How much cash do you need?
How long do you want it for?
Representative Example: Loan Amount - £200 | Borrowed for 10 days | Interest: £9.89.
Total Repayment: £209.89 (Fixed) | Representative APR: 728.9%

Why Choose Payday Pixie?

Welcome to Payday Pixie, we are part of an exciting new group of financial service websites providing affordable short term loans and payday loans to the UK. We help thousands of people every week who are looking for additional finances by providing a simple, reliable and affordable financial service. We understand that being faced with financial difficulties can sometimes be a daunting prospect which is why we are passionate about supporting you every step of the way. We believe in ensuring our customers are always in the driving seat and have full control over their payday loan allowing you to choose the exact amount of money needed for the exact duration of time that you need it for. Apply online to receive your instant decision today.

  • 5 Minute Online Application Form
  • Cash Transferred in 15 Minutes**
  • Instant Approvals Online
  • No Hidden Fees or Charges
  • Lowest Possible Interest Rates and APR*
  • Flexible Borrowing and Repayment Terms
  • Safe and Secure way to Apply
Apply Now

How it works

  • Choose your loan amount

    Choose your loan amount

    Use our home page sliders to choose the loan amount you wish to borrow and the time in which you wish to borrow for. Total Loan amount and interest rates will be fully displayed to you.

  • Apply


    Fill out our simple 5 minute application form and receive an instant online decision. We’ll ask for your address, bank and employment details. Your application is 100% online.

  • You decide

    You decide

    Once approved you will be redirected to your loan agreement form where you can check everything over to make sure you are happy with it. You can still accept or reject the loan offer at this point.

  • Done


    Once you have accepted your Loan Agreement, your funds will be automatically transferred into your bank account. You could receive your funds in just 15 minutes!**… It’s that simple!

How can instant loans help me?

Unexpected bills? Overspending? A few more days left until your next payday? There are a number of reasons why many people in similar situations turn to Payday Pixie for same day loans and fast financial help. Here at Payday Pixie we want to make applying for a payday loan as easy as possible, we simply don’t believe in over complicating things.

Payday Pixie is part of an exciting new group of UK online financial service websites specializing in short term finance and payday loans. We help thousands of people every week find additional finances to help with their current financial situation. We understand that many people applying for no credit check payday loans may be experiencing some form of financial difficulties, therefore we will always offer you the lowest possible APR and Interest rates.*

Fast Cash Transfers

We provide a fully transparent service that enables you to apply for a loan online and receive an instant online decision within minutes. Once approved, we aim to transfer funds to your designated bank account within 15 minutes of your application*. Many of our customers require fast access to finance which is why we pride ourselves on our incredibly fast cash transfers.

No Hidden Charges

We will never charge you a service fee as applying with Pixie is completely free of charge. We will give you an instant online decision within seconds of submitting your application form. Furthermore, our finance team will be with you at every step of the application process to offer you advice and guidance.

Payday Loans UK

Payday Loans UK Lowest Possible UK Rates
Payday Loans Borrow £50 – £2,000
Instant Payday Loans 15 Minute Cash Transfers
Short Term Loans 3 Fixed Monthly Payments
Payday Loans Online 5 Minute Online Application
No Credit Check Loans No Credit Footprint

Our UK payday loans help thousands of people every week receive additional funds quickly without the need of having a face to face meeting with a bank manager. The application process itself is a lot faster and much less strict than other financial companies such as banks or building societies who require bank statements and payslips which is why payday loans have become such a popular choice.

Instant payday loans uk

What can I use a short term loan for?

There is no restriction when it comes to what you can use your loan for, in fact there are many different reasons why people turn to other forms of finance such as short term loans and payday loans. Take a look at the most popular reasons for taking out loans online below.

  • Car Loans
  • Home Improvements
  • Holidays
  • Unexpected Bills
  • Weddings
  • Special Occasions
  • Pay off existing debt

Why Payday Loans?

Payday loans offer a lot more flexibility than many other borrowing solutions. You can borrow small amounts of money for the exact duration of time that you need it for, opportunities that many other high street banks and UK lenders do not offer. More than 3 million people take out UK payday loans every year with three quarters of people using them to cover costs that they were not expecting such as a car repair bills. As a result of the continuous increase in living costs this number is estimated to almost double within the next 5 years.

How To Apply for a loan online

We operate entirely online, making the whole application process faster and easier. Applying with us has never been easier; just complete our 5 minute application form and we will give you an instant online decision. Unlike many UK payday loan lenders we do not require bank statements, payslips or guarantors to give you an initial decision.

What Information do we ask for?

When applying for a payday loan, there are certain information that we need to help use make our decision. Payday Pixie will not carry out any form of credit check that may harm your credit rating. Instead we base our decision on other personal information that will help us decide if you are suitable for one of our loans. Here is a breakdown of what information we ask for to help us make our decisions:

  • Date of Birth – Minimum age requirement is 18
  • Address Details – For UK anti money laundering and fraud regulations, we need your address details to ensure that you can not take out any form of credit under someone else’s name. We also need your address details to make sure that your designated personal bank account matches your address details.
  • Monthly Salary and Employment History – along with your monthly outgoings will give us an idea of what monthly repayments you will realistically be able to afford. If we feel that you may struggle with making your monthly repayments or be pushed into financial difficulty we may decide that a loan is not the right solution for you and instead offer you some alternative borrowing solutions that may be of interest to you.
  • Bank Account Information – We operate entirely online, which means we will send your money directly into your personal bank account once your application has been approved. We understand that many people applying for payday loans require the funds as soon as possible which is why we aim to transfer funds into your account within 15 minutes*

We will never ask for bank statements, payslips, references or a personal guarantor.

Our Promise

We will always show you the full costs upfront and the total amount you will be required to repay before you apply. We do not charge any fees, we never have and never will; applying with us is completely free of charge. We offer a free to use online loans service which means you will not be hit with any hidden costs which is why we continue to grow as one of the UK’s leading loan services.

Here at Pixie we are passionate about responsible lending, if we feel that a payday loan is not necessarily the best option for you or your current financial situation we will always provide you with some advice on alternative borrowing options that might be available to you.

UK Payday Loans Online Apply Now - www.paydaypixie.co.uk