Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk
Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk

Providing fast and affordable short term loans and instant payday loans to the UK

Apply online today and borrow upto £2,000*
How much cash do you need?
How long do you want it for?
Representative Example: Loan Amount - £200 | Borrowed for 10 days | Interest: £9.89.
Total Repayment: £209.89 (Fixed) | Representative APR: 728.9%
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. PaydayPixie.co.uk Introduces customers to Monevo Ltd for the purposes of obtaining a loan. Payday Pixie does not provide any loan or consumer credit products directly.

Why Choose Payday Pixie?

Welcome to Payday Pixie, we are part of an exciting new group of financial service websites providing affordable short term loans and payday loans to the UK. We help thousands of people every week who are looking for additional finances by providing a simple, reliable and affordable financial service which introduces them to the UK's leading short term loan providers using the Monevo lending platform. We understand that being faced with financial difficulties can sometimes be a daunting prospect which is why we are passionate about supporting you every step of the way. For help with serious money problems please visit moneyadviceservice.org.uk. We believe in ensuring our customers are always in the driving seat and have full control over their payday loan allowing you to choose the exact amount of money needed for the exact duration of time that you need it for. Apply online to receive your instant decision today.

  • 5 Minute Online Application Form
  • Cash Transferred in 15 Minutes**
  • Instant Approvals Online
  • No Hidden Fees or Charges
  • Lowest Possible Interest Rates and APR*
  • Flexible Borrowing and Repayment Terms
  • Safe and Secure way to Apply
Apply Now

How it works

  • Choose your loan amount

    Choose your loan amount

    Use our home page sliders to choose the loan amount you wish to borrow and the time in which you wish to borrow for. Total Loan amount, interest rates and chosen term will be fully displayed to you.

  • Apply


    Fill out our simple 5 minute application form and our Monevo lender matching technology will do the work for you! Receive an instant online decision. We’ll ask for your address, bank and employment details. Your application is 100% online.

  • You decide

    You decide

    Your application will be submitted to our Monevo Lender Panel. If approved you will be redirected to the lender application form where you can check everything over to make sure you are happy with it. You are under no obligation to accept and can still accept or reject the loan offer at this point.

  • Done


    Once you have accepted your Loan Agreement, your funds will be automatically transferred into your bank account by the Lender. You could receive your funds in just 15 minutes!**… It’s that simple!

What are Payday Loans UK?

Payday Loans are the smallest type of loans available in the UK and are used to cover small unexpected costs and expenses. Payday loans are typically only borrowed for a short term and are usually repaid within a matter of days, weeks or on an individuals next payday. Payday loans have massively grown in popularity throughout the UK in recent years due to their flexibility when it comes to borrowing smaller amounts. Before these types of smaller loans were available the only option for many people was to arrange an overdraft with their bank or apply for a bigger loan than what was needed.

There are a number of reasons why many people in the UK turn to payday loans, most common reasons include overspending between pay cheques, being hit with an unexpected cost such as a car repair bill or just covering day to day costs. Whatever the reason for taking out a payday loan, Payday Pixie want to make the application process as simple and as fast as possible. Our whole application process is 100% online and is completely free to use for UK customers.

Payday Loans UK can vary in size and borrowing terms, for example some payday lenders offer repayment terms of up to 3 months. Typically most lenders will allow their customers to borrow anywhere between £50 – £3,000 although the average value of a pay day loan is around £300 per individual.

Unlike many other types of loans, paydays typically consist of an online application process, unlike many banks and lenders a face to face meeting will not be required when applying for Online Loans.

payday loans uk direct lenders pixie

You can apply for a payday loan online from anywhere in the UK

Fast Cash Transfers

Our service is completely free to use and enables you to apply for a payday loan online and receive a decision with minutes of submitting your application form. The whole application process takes 5 minutes, there is no face to face meeting required, just 1 simply online application. We pride ourselves on our reputation of providing one of the fastest loan application processes available to UK customers. We are passionate about taking the stress out of the loan application process which is why our lenders will aim to have your funds transferred to your bank account within 15 minutes.*

No Hidden Charges

You will never be hit with any hidden charges, applying with pixie loans is completely free of charge. If you apply with us and your application is unsuccessful, you will not be charged or hit with any costs. Our Monevo lender matching technology will provide you with an instant online decision.

Payday Loans UK

Payday Loans UK  Some Of The Lowest UK Rates
Payday Loans Borrow £50 – £2,000*
Instant Payday Loans 15 Minute Cash Transfers**
Short Term Loans 3 Fixed Monthly Payments
Payday Loans Online 5 Minute Online Application
No Credit Check Loans Performed by UK Lenders

UK Payday Loans Online Apply Now - www.paydaypixie.co.uk

Our UK payday loans help thousands of people every week receive additional funds quickly without the need of having a face to face meeting with a bank manager. The application process itself is a lot faster and much less strict than other financial companies such as banks or building societies who require bank statements and payslips which is why payday loans have become such a popular choice.

What can I use pay day loans for?

When applying for a pay day loan, there is no restriction as to what you have to use your loan for. In fact we understand that there are many reasons why people turn to payday loans. You can view our most popular reasons for taking out loans online below.

  • Car Repairs
  • Home Improvements
  • Unexpected Bills
  • Weddings
  • Special Occasions
  • Pay off existing debt

Who are payday loans direct lenders?

A payday loans direct lender is someone who will directly provide you with the funds that you wish to borrow. When you take out a payday loan you are essentially entering an agreement with the payday lenders. What this means is that you will need to agree to the lenders requirements including repayment dates and terms, interest rates and providing them with any information that they require in order to finalize you application form. There are many different ways to apply for a payday loan online, some people will prefer to go directly to the payday loans lender, whilst other people will prefer to shop around for the best possible deal. By using loan broker websites and comparison sites you are essentially comparing all the major payday loans UK direct lenders in one place which makes it easier to find a deal that best suits your needs.

Why payday loans online?

Payday loans offer a lot more flexibility than many other borrowing solutions. You can borrow small amounts of money for the exact duration of time that you need it for, opportunities that many other high street banks and UK lenders do not offer. More than 8.2 million UK payday loans are taken out every year with three quarters of people using them to cover costs that they were not expecting such as a car repair bills. The average amount that people tend to borrow when taking out a payday loans is between £250 – £270. Statistics taken from The Guardians article on UK payday loans

How to apply with Pixie Loans online

We operate entirely online, making the whole application process faster and easier. Applying with us has never been easier; just complete our 5 minute application form and our Monevo Lender Matching technology will find a lender who may be able to help you and give you an instant online decision. Unlike many UK payday loan lenders we do not require bank statements, payslips or guarantors to give you an initial decision.

Do you offer bad credit loans?

We accept all forms of credit history from excellent to bad credit. If you are applying for a payday loan but have a bad credit history, there is a chance that you can still get accepted, however please note that interest rates and repayment terms may be higher due to the increased risk of accepting someone with bad credit. If you are applying for bad credit payday loans and your application is rejected, this does not mean that you are in no way entitled to any other form of credit. In fact we may introduce you to some other financial products that are specifically suited to people with bad credit history.

If you are applying for a loan and are unsure about how good or bad your credit score is, you can use a free of charge UK credit score report from Experian

Can I apply for no credit check payday loans?

When applying for a payday loan, there are certain information that lenders need to help make a decision. Payday Pixie will not carry out any form of credit check that may harm your credit rating, however lenders that we work with may choose to carry out a credit check when you are applying for a payday loan. Some lenders base a decision on other personal information that will help them decide if you are suitable for a loan. No credit check payday loans for bad credit histories are quite hard to find, the reason being is that if you have a bad credit history, the chances are that a lender will want to dig a little deeper into your history to find out if you would encounter any problems when it comes to repaying your loan. Here is a breakdown of what information will be required to help make a decision.

  • Date of Birth – Minimum age requirement is 18
  • Address Details – For UK anti money laundering and fraud regulations, your address details  are needed to ensure that you can not take out any form of credit under someone else’s name. Your address details are also used to make sure that your designated personal bank account matches the address you have provided.
  • Monthly Salary and Employment History – along with your monthly outgoings will give an idea of what monthly repayments you will realistically be able to afford. If it seems that you may struggle with making your monthly repayments or be pushed into financial difficulty we may decide that a loan is not the right solution for you and instead offer you some alternative borrowing solutions that may be of interest to you.
  • Bank Account Information – We operate entirely online, which means money will be sent directly into your personal bank account once your application has been approved. We understand that many people applying for payday loans require the funds as soon as possible which is why we aim to transfer funds into your account within 15 minutes*

We will never ask for bank statements, payslips, references or a personal guarantor.

Our Promise

The full costs will always be displayed to you and the total amount you will be required to repay before you accept your loan offer. We do not charge any fees, we never have and never will; applying with us is completely free of charge. We offer a free to use online loans service which means you will not be hit with any hidden costs which is why we continue to grow as one of the UK’s leading loan services.

Here at Pixie we are passionate about responsible lending, if a payday loan is not necessarily the best option for you or your current financial situation we will always provide you with some advice on alternative borrowing options that might be available to you.

UK Payday Loans Online Apply Now - www.paydaypixie.co.uk